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      <image:caption>As a successful entrepreneur and capable in financial arena, I needed a financial resource to assist me passing along education and values of financial accountability and education to my to 40’ish sons and their wives. Due to family dynamics it was not working. Julia with her excellent accounting background and people skills was able to make significant progress which resulted in gratifying results in the areas of  education, accountability and discipline. Providing this gift to my family does not have a price. Over several months and sessions we accomplished a lot and Julia’s contribution were necessary and very valuable. Julia has the accounting background, people insights and care about her client success  — all which were used in our process. — Andy Szocs</image:caption>
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    <lastmod>2017-04-14</lastmod>
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    <lastmod>2017-03-08</lastmod>
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    <lastmod>2017-01-18</lastmod>
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    <lastmod>2016-12-30</lastmod>
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    <lastmod>2016-12-20</lastmod>
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    <lastmod>2016-12-15</lastmod>
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    <lastmod>2017-01-31</lastmod>
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    <lastmod>2016-12-07</lastmod>
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    <lastmod>2016-11-23</lastmod>
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    <lastmod>2016-11-16</lastmod>
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      <image:caption>Illustration by Ryan Inzana</image:caption>
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    <lastmod>2016-11-15</lastmod>
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    <lastmod>2016-11-15</lastmod>
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    <loc>https://www.jycfinancial.com/publications/2016/9/29/success-joy-freedom</loc>
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    <lastmod>2016-09-29</lastmod>
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    <loc>https://www.jycfinancial.com/publications/2016/8/24/profiting-from-real-estate</loc>
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    <lastmod>2016-08-24</lastmod>
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      <image:caption>Renovation of the 100-year-old Chisca Hotel in Memphis, US gets underway</image:caption>
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      <image:caption>Up for a large project? Toddington Manor in Gloucestershire, UK, bought by artist Damien Hirst</image:caption>
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      <image:caption>Ensure you have a team of adept professionals in place before you start a renovation.</image:caption>
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  <url>
    <loc>https://www.jycfinancial.com/publications/2016/8/8/resp-rules-tips-with-sandi-martin-julia-chung</loc>
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    <priority>0.5</priority>
    <lastmod>2016-08-08</lastmod>
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      <image:title>Publications - RESP Rules &amp; Tips with Sandi Martin &amp; Julia Chung</image:title>
      <image:caption>RESP Rules &amp; Tips with Sandi Martin and Julia Chung</image:caption>
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  <url>
    <loc>https://www.jycfinancial.com/publications/2016/7/5/announcement-sandi-martin</loc>
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    <priority>0.5</priority>
    <lastmod>2016-07-05</lastmod>
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      <image:caption>Sandi all excited about numbers.</image:caption>
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    <lastmod>2016-06-01</lastmod>
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      <image:title>Publications - New Love: A Retirement Dream - or Nightmare?</image:title>
      <image:caption>Getting married in your 60s or later requires thinking about more than just the quality of the relationship. (Credit: Thinkstock)</image:caption>
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      <image:caption>(Credit: Alamy)</image:caption>
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      <image:title>Publications - New Love: A Retirement Dream - or Nightmare?</image:title>
      <image:caption>In your golden years, impacts of marriage, divorce and death are different,so talk it out before you tie the knot. (Credit: Getty Images)</image:caption>
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      <image:title>Test</image:title>
      <image:caption>Having an impartial, 3rd-party review our entire financial situation is one of the best business decisions my wife and I have made. We consider Julia our personal CFO and have incorporated her services into all aspects of our financial lives. Julia gathers detailed information to track and provide insight into our insurance, estate, investment and overall retirement planning. There's no pressure to purchase any investment or insurance vehicle through her or any associate she has introduced us to; but rather an assessment and guidance on plans we have for the future. Now we can "run the numbers" to see the effect of specific ideas on our overall situation allowing educated decisions on where best to save or spend. Quarterly reviews keep us on track and focused on the end goal: early retirement. — C. Dewar</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jycfinancial.com/privacy-legal</loc>
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    <lastmod>2015-06-18</lastmod>
  </url>
  <url>
    <loc>https://www.jycfinancial.com/thank-you</loc>
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    <lastmod>2015-05-27</lastmod>
  </url>
  <url>
    <loc>https://www.jycfinancial.com/questionnaire</loc>
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    <lastmod>2017-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/53cc20ebe4b0403590784380/1440652984413-BZN4COGIX1PHFWSUIDYC/Pen-on-Moleskin.jpg</image:loc>
      <image:title>Get Started</image:title>
    </image:image>
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